Free U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam Questions and Answers
U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam is one of the US Federal tests covered here. There is no government-wide federal entrance exam: each agency runs its own screen, from OPM's USA Hire battery to Customs and Border Protection's own entrance examinations.
The first 10 questions on this page are free to read, answers included — no account and no card. A plan opens the rest of the bank, the full timed practice test and your weak-topic reporting.
Last updated: September 6, 2026
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- Questions in our bank
- 1000+
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- First 10, with answers
- Our test mode duration & pass mark
- 130 mins · 70%
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- Multiple choice
Recommended: Switch to Test Mode to start a practice test that simulates the real exam experience.
Question #1
What is the primary purpose of Medicare?
Please select an optionIncorrectCorrect answer: C
Medicare primarily provides health coverage to individuals aged 65 and older, as well as certain younger people with disabilities.
Was this answer correct?Question #2
Which part of Medicare covers hospital insurance?
Please select an optionIncorrectCorrect answer: C
Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Was this answer correct?Question #3
What does Medicaid primarily cover?
Please select an optionIncorrectCorrect answer: A
Medicaid is a program that provides health coverage for low-income individuals and families, including children and pregnant women.
Was this answer correct?Question #4
Which of the following is NOT a requirement to qualify for Medicare?
Please select an optionIncorrectCorrect answer: A
To qualify for Medicare, you must typically be 65 or older, a U.S. citizen, or a permanent resident, but being a full-time student is not a requirement.
Was this answer correct?Question #5
What is the role of the CMS?
Please select an optionIncorrectCorrect answer: C
The Centers for Medicare & Medicaid Services (CMS) oversees both the Medicare and Medicaid programs, ensuring they run effectively and efficiently.
Was this answer correct?Question #6
How often can individuals change their Medicare Advantage plans?
Please select an optionIncorrectCorrect answer: D
Individuals can generally change their Medicare Advantage plans during the annual enrollment period, which occurs once a year.
Was this answer correct?Question #7
What is the purpose of the Medicare Part D program?
Please select an optionIncorrectCorrect answer: C
Medicare Part D offers prescription drug coverage to Medicare beneficiaries, helping to reduce out-of-pocket costs for medications.
Was this answer correct?Question #8
Who administers the Medicaid program?
Please select an optionIncorrectCorrect answer: B
The Medicaid program is administered by the states, with federal guidelines and funding to assist in covering eligible individuals.
Was this answer correct?Question #9
Which of the following is a benefit of Medicare Advantage plans?
Please select an optionIncorrectCorrect answer: A
Medicare Advantage plans often include additional benefits beyond Original Medicare, such as vision, dental, and wellness programs.
Was this answer correct?Question #10
What does the term "dual eligible" refer to?
Please select an optionIncorrectCorrect answer: D
Dual eligible refers to individuals who qualify for both Medicare and Medicaid, allowing them access to a broader range of services.
Was this answer correct?
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FAQ
- Q1: What is the U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam exam?
- A: U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam is a US Federal certification exam. Judging by the questions in our bank, it concentrates on medicare, medicaid, care, beneficiaries and covered.
- Q2: What topics does the U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam exam cover?
- A: Questions in our U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam bank cluster around medicare, medicaid, care, beneficiaries, covered, eligibility, plans and cover. Working through the full set is the quickest way to find which of these you are weakest on.
- Q3: How should I prepare for U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam?
- A: Work through the U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam practice questions here, checking your answer on each one, then sit the practice test to rehearse the exam under timed conditions before the real thing.
- Q4: Are these real U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam exam questions?
- A: They are drawn from officially released past questions and from community members who have sat U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam. Answers are verified and updated weekly.
- Q5: Where do I register for the U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam exam?
- A: Register through US Federal directly. Exampractice is not affiliated with US Federal and does not administer the exam.
- Q6: Is there a free U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam sample?
- A: Yes. Every U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam page shows a free sample of real questions. Upgrading opens the full bank and the practice test.