Free U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam Questions and Answers
U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam is one of the US Federal tests covered here. There is no government-wide federal entrance exam: each agency runs its own screen, from OPM's USA Hire battery to Customs and Border Protection's own entrance examinations.
Looking for U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam exam dumps or ExamTopics questions? These practice questions cover the same ground with verified answers and explanations, a downloadable PDF and a full practice test, kept current as US Federal updates the exam.
Last updated: October 7, 2026
- Provider
- US Federal
- Questions in our bank
- 1000+
- Free to read
- First 10, with answers
- Our test mode duration & pass mark
- 130 mins · 70%
- Verified answers
- Reviewed weekly
- Practice format
- Multiple choice
Recommended: Switch to Test Mode to start a practice test that simulates the real exam experience.
Question #1
What is the primary purpose of Medicare?
Correct answer: C
Explanation
Medicare primarily provides health coverage to individuals aged 65 and older, as well as certain younger people with disabilities.
Continue with U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam
Unlock the full question bank
You have read the first 10 questions. A subscription opens every question in U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam, the full timed practice test, and your progress and weak-topic reporting.
Single exam
$19.99for 30 days
Full question bank and practice test for one exam, for 30 days.
Single exam
$49.99for 1 year
One exam for a full year. Nothing renews and nothing to cancel.
Full access
$39.99/mo
Every exam in the catalogue, month to month.
Full access
$199.99/yr
Every exam in the catalogue for a year.
Already subscribed? Sign in to pick up where you left off.
Question #2
Which part of Medicare covers hospital insurance?
Correct answer: C
Explanation
Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Continue with U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam
Unlock the full question bank
You have read the first 10 questions. A subscription opens every question in U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam, the full timed practice test, and your progress and weak-topic reporting.
Single exam
$19.99for 30 days
Full question bank and practice test for one exam, for 30 days.
Single exam
$49.99for 1 year
One exam for a full year. Nothing renews and nothing to cancel.
Full access
$39.99/mo
Every exam in the catalogue, month to month.
Full access
$199.99/yr
Every exam in the catalogue for a year.
Already subscribed? Sign in to pick up where you left off.
Question #3
What does Medicaid primarily cover?
Correct answer: A
Explanation
Medicaid is a program that provides health coverage for low-income individuals and families, including children and pregnant women.
Continue with U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam
Unlock the full question bank
You have read the first 10 questions. A subscription opens every question in U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam, the full timed practice test, and your progress and weak-topic reporting.
Single exam
$19.99for 30 days
Full question bank and practice test for one exam, for 30 days.
Single exam
$49.99for 1 year
One exam for a full year. Nothing renews and nothing to cancel.
Full access
$39.99/mo
Every exam in the catalogue, month to month.
Full access
$199.99/yr
Every exam in the catalogue for a year.
Already subscribed? Sign in to pick up where you left off.
Question #4
Which of the following is NOT a requirement to qualify for Medicare?
Correct answer: A
Explanation
To qualify for Medicare, you must typically be 65 or older, a U.S. citizen, or a permanent resident, but being a full-time student is not a requirement.
Continue with U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam
Unlock the full question bank
You have read the first 10 questions. A subscription opens every question in U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam, the full timed practice test, and your progress and weak-topic reporting.
Single exam
$19.99for 30 days
Full question bank and practice test for one exam, for 30 days.
Single exam
$49.99for 1 year
One exam for a full year. Nothing renews and nothing to cancel.
Full access
$39.99/mo
Every exam in the catalogue, month to month.
Full access
$199.99/yr
Every exam in the catalogue for a year.
Already subscribed? Sign in to pick up where you left off.
Question #5
What is the role of the CMS?
Correct answer: C
Explanation
The Centers for Medicare & Medicaid Services (CMS) oversees both the Medicare and Medicaid programs, ensuring they run effectively and efficiently.
Continue with U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam
Unlock the full question bank
You have read the first 10 questions. A subscription opens every question in U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam, the full timed practice test, and your progress and weak-topic reporting.
Single exam
$19.99for 30 days
Full question bank and practice test for one exam, for 30 days.
Single exam
$49.99for 1 year
One exam for a full year. Nothing renews and nothing to cancel.
Full access
$39.99/mo
Every exam in the catalogue, month to month.
Full access
$199.99/yr
Every exam in the catalogue for a year.
Already subscribed? Sign in to pick up where you left off.
Question #6
How often can individuals change their Medicare Advantage plans?
Correct answer: D
Explanation
Individuals can generally change their Medicare Advantage plans during the annual enrollment period, which occurs once a year.
Continue with U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam
Unlock the full question bank
You have read the first 10 questions. A subscription opens every question in U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam, the full timed practice test, and your progress and weak-topic reporting.
Single exam
$19.99for 30 days
Full question bank and practice test for one exam, for 30 days.
Single exam
$49.99for 1 year
One exam for a full year. Nothing renews and nothing to cancel.
Full access
$39.99/mo
Every exam in the catalogue, month to month.
Full access
$199.99/yr
Every exam in the catalogue for a year.
Already subscribed? Sign in to pick up where you left off.
Question #7
What is the purpose of the Medicare Part D program?
Correct answer: C
Explanation
Medicare Part D offers prescription drug coverage to Medicare beneficiaries, helping to reduce out-of-pocket costs for medications.
Continue with U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam
Unlock the full question bank
You have read the first 10 questions. A subscription opens every question in U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam, the full timed practice test, and your progress and weak-topic reporting.
Single exam
$19.99for 30 days
Full question bank and practice test for one exam, for 30 days.
Single exam
$49.99for 1 year
One exam for a full year. Nothing renews and nothing to cancel.
Full access
$39.99/mo
Every exam in the catalogue, month to month.
Full access
$199.99/yr
Every exam in the catalogue for a year.
Already subscribed? Sign in to pick up where you left off.
Question #8
Who administers the Medicaid program?
Correct answer: B
Explanation
The Medicaid program is administered by the states, with federal guidelines and funding to assist in covering eligible individuals.
Continue with U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam
Unlock the full question bank
You have read the first 10 questions. A subscription opens every question in U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam, the full timed practice test, and your progress and weak-topic reporting.
Single exam
$19.99for 30 days
Full question bank and practice test for one exam, for 30 days.
Single exam
$49.99for 1 year
One exam for a full year. Nothing renews and nothing to cancel.
Full access
$39.99/mo
Every exam in the catalogue, month to month.
Full access
$199.99/yr
Every exam in the catalogue for a year.
Already subscribed? Sign in to pick up where you left off.
Question #9
Which of the following is a benefit of Medicare Advantage plans?
Correct answer: A
Explanation
Medicare Advantage plans often include additional benefits beyond Original Medicare, such as vision, dental, and wellness programs.
Continue with U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam
Unlock the full question bank
You have read the first 10 questions. A subscription opens every question in U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam, the full timed practice test, and your progress and weak-topic reporting.
Single exam
$19.99for 30 days
Full question bank and practice test for one exam, for 30 days.
Single exam
$49.99for 1 year
One exam for a full year. Nothing renews and nothing to cancel.
Full access
$39.99/mo
Every exam in the catalogue, month to month.
Full access
$199.99/yr
Every exam in the catalogue for a year.
Already subscribed? Sign in to pick up where you left off.
Question #10
What does the term "dual eligible" refer to?
Correct answer: D
Explanation
Dual eligible refers to individuals who qualify for both Medicare and Medicaid, allowing them access to a broader range of services.
Continue with U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam
Unlock the full question bank
You have read the first 10 questions. A subscription opens every question in U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam, the full timed practice test, and your progress and weak-topic reporting.
Single exam
$19.99for 30 days
Full question bank and practice test for one exam, for 30 days.
Single exam
$49.99for 1 year
One exam for a full year. Nothing renews and nothing to cancel.
Full access
$39.99/mo
Every exam in the catalogue, month to month.
Full access
$199.99/yr
Every exam in the catalogue for a year.
Already subscribed? Sign in to pick up where you left off.
Discussion
Explain your reasoning, not just the letterOther US Federal certifications
- U.S. Marshal Service Criminal Investigator Exam (opens in a new tab)
- U.S. National Security Agency (NSA) Cryptographer Exam (opens in a new tab)
- U.S. National Park Service Law Enforcement Ranger Exam (opens in a new tab)
- U.S. Department of Homeland Security (DHS) Citizenship and Immigration Services (USCIS) Exam (opens in a new tab)
- U.S. Department of Veterans Affairs (VA) Medical Support Assistant Exam (opens in a new tab)
- U.S. Bureau of Safety and Environmental Enforcement (BSEE) Exam (opens in a new tab)
- U.S. Internal Revenue Service (IRS) Tax Compliance Officer Exam (opens in a new tab)
- U.S. Forest Service Firefighter Exam (opens in a new tab)
- U.S. Office of Personnel Management (OPM) Exam (opens in a new tab)
- U.S. Marshals Service Exam (opens in a new tab)
- U.S. General Accountability Office (GAO) Auditor Exam (opens in a new tab)
- U.S. Fish and Wildlife Service Exam (opens in a new tab)
Reviews
Write a review★★★★★
Exam Practice is worth every penny. The mock exams are realistic, and the feedback helped me focus on key areas.
Amit SharmaVerified buyer
★★★★★
I highly recommend Exam Practice. The feedback after each test helped me improve significantly, and I passed my exams easily.
Oscar NyströmVerified buyer
★★★★★
This platform is a lifesaver. The practice questions and explanations are so detailed. It’s the best study tool I’ve ever used.
Hannah SmithVerified buyer
FAQ
- Q1: What is the U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam exam?
- A: U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam is a US Federal certification exam. Judging by the questions in our bank, it concentrates on medicare, medicaid, care, beneficiaries and covered.
- Q2: What topics does the U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam exam cover?
- A: Questions in our U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam bank cluster around medicare, medicaid, care, beneficiaries, covered, eligibility, cover and insurance. Working through the full set is the quickest way to find which of these you are weakest on.
- Q3: How should I prepare for U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam?
- A: Work through the U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam practice questions here, checking your answer on each one, then sit the practice test to rehearse the exam under timed conditions before the real thing.
- Q4: Are these real U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam exam questions?
- A: They are drawn from officially released past questions and from community members who have sat U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam. Answers are verified and updated weekly.
- Q5: Where do I register for the U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam exam?
- A: Register through US Federal directly. Exampractice is not affiliated with US Federal and does not administer the exam.
- Q6: Is there a free U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam sample?
- A: Yes. Every U.S. Centers for Medicare & Medicaid Services (CMS) Health Insurance Specialist Exam page shows a free sample of real questions. Upgrading opens the full bank and the practice test.