Free 201 - Treasury Management Functional Exam Questions and Answers
Treasury Management Functional is part of the nCino certification programme. These exams are not open to the public: nCino restricts its certifications to its own customers and employees, so unlike almost every other credential here you cannot simply buy a seat. The numbering is a real nCino convention — a 201 paper is the functional exam for a product module and a 301 the configuration exam above it, across Commercial Banking, Retail Banking, Treasury Management and Customer Engagement, with the Platform and Business Value papers standing alone. Certifications are kept current by sitting a maintenance exam, usually each autumn; miss it and the credential expires and must be earned again from scratch.
The first 10 questions on this page are free to read, answers included — no account and no card. A plan opens the rest of the bank, the full timed practice test and your weak-topic reporting.
Last updated: September 12, 2026
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- 130 mins · 70%
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Question #1
What is the primary function of a treasury management system?
Please select an optionIncorrectCorrect answer: B
A treasury management system primarily aims to optimize cash flow for better financial health.
Was this answer correct?Question #2
How does liquidity risk impact a bank's operations?
Please select an optionIncorrectCorrect answer: A
Liquidity risk leads to challenges in meeting cash flow needs, affecting institutional trust.
Was this answer correct?Question #3
Which of the following is a key component of cash management?
Please select an optionIncorrectCorrect answer: A
Cash management involves various processes, with payment processing being crucial.
Was this answer correct?Question #4
What role does technology play in treasury management?
Please select an optionIncorrectCorrect answer: A
Technology enhances efficiency by automating processes and improving data accuracy in treasury.
Was this answer correct?Question #5
How can a corporation mitigate foreign exchange risk?
Please select an optionIncorrectCorrect answer: B
Diversifying currency usage helps hedge against fluctuations in foreign exchange rates.
Was this answer correct?Question #6
What is the purpose of reconciliation in treasury management?
Please select an optionIncorrectCorrect answer: A
Reconciliation aims to ensure that financial records are accurate and match external records.
Was this answer correct?Question #7
Which metric is commonly used to assess a company's liquidity?
Please select an optionIncorrectCorrect answer: A
The Current Ratio measures a company's ability to cover its short-term liabilities with assets.
Was this answer correct?Question #8
Why is cash forecasting important for businesses?
Please select an optionIncorrectCorrect answer: A
Cash forecasting helps ensure that there is enough cash available to meet upcoming obligations.
Was this answer correct?Question #9
What is a significant benefit of automating payment processes in treasury?
Please select an optionIncorrectCorrect answer: B
Automation reduces processing time and improves overall efficiency in payment processes.
Was this answer correct?Question #10
Which of the following best defines working capital?
Please select an optionIncorrectCorrect answer: A
Working capital is defined as current assets minus current liabilities, measuring liquidity.
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Other nCino certifications
- 201 - Customer Engagement Functional (opens in a new tab)
- 301 - Customer Engagement Configuration (opens in a new tab)
- 301 - Commercial Banking Configuration (opens in a new tab)
- 201 - Retail Banking Functional (opens in a new tab)
- nCino Business Value (opens in a new tab)
- 201 Commercial Banking Functional (opens in a new tab)
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FAQ
Learn More: https://www.ncino.com/news/introducing-ncino-certifications-updated-trainings
- Q1: What is the 201 - Treasury Management Functional exam?
- A: 201 - Treasury Management Functional is a nCino certification exam. Judging by the questions in our bank, it concentrates on treasury, cash, liquidity, flow and interest.
- Q2: What topics does the 201 - Treasury Management Functional exam cover?
- A: Questions in our 201 - Treasury Management Functional bank cluster around treasury, cash, liquidity, flow, interest, credit and rates. Working through the full set is the quickest way to find which of these you are weakest on.
- Q3: How should I prepare for 201 - Treasury Management Functional?
- A: Work through the 201 - Treasury Management Functional practice questions here, checking your answer on each one, then sit the practice test to rehearse the exam under timed conditions before the real thing.
- Q4: Are these real 201 - Treasury Management Functional exam questions?
- A: They are drawn from officially released past questions and from community members who have sat 201 - Treasury Management Functional. Answers are verified and updated weekly.
- Q5: Where do I register for the 201 - Treasury Management Functional exam?
- A: Register through nCino directly at https://www.ncino.com/news/introducing-ncino-certifications-updated-trainings. Exampractice is not affiliated with nCino and does not administer the exam.
- Q6: Is there a free 201 - Treasury Management Functional sample?
- A: Yes. Every 201 - Treasury Management Functional page shows a free sample of real questions. Upgrading opens the full bank and the practice test.
- Q7: What are nCino Certification Exams?
- A: nCino Certification Exams validate your expertise in using and managing nCino’s Bank Operating System, a cloud-based banking solution built on the Salesforce platform. These certifications demonstrate your proficiency in deploying, configuring, and optimizing nCino solutions to enhance banking operations and customer experience.
- Q8: Why should I pursue nCino Certification?
- A: nCino Certification enhances your professional credibility, showcasing your skills and knowledge in banking technology and cloud-based solutions. This can lead to better job opportunities, higher salaries, and career advancement in financial services, banking technology, and IT management roles.
- Q9: What are the benefits of nCino Certification?
- A: Benefits include recognition as a certified nCino professional, improved job performance, access to exclusive resources, continuing education opportunities, and staying current with the latest nCino technologies and best practices.
- Q10: Who should take nCino Certification Exams?
- A: Bank employees, IT professionals, system administrators, consultants, and anyone involved in managing and implementing nCino solutions should consider these certifications to validate their expertise and advance their careers.
- Q11: What types of nCino Certification Exams are available?
- A: nCino offers various certification paths, including:
- Q12: How do I prepare for nCino Certification Exams?
- A: Preparation can include official nCino training courses, study guides, practice exams, online tutorials, and hands-on experience with nCino and Salesforce products and solutions.
- Q13: Where can I take nCino Certification Exams?
- A: nCino Certification Exams can be taken online with remote proctoring, providing flexibility to fit your schedule and location.
- Q14: How do nCino Certifications impact my career?
- A: nCino Certifications significantly boost your career by demonstrating your expertise to employers, making you a more competitive candidate for advanced roles and promotions in financial services, banking technology, and IT management.
- Q15: Are there any prerequisites for nCino Certification Exams?
- A: Some exams may have prerequisites, such as foundational knowledge or prior experience with nCino or Salesforce products. Check the specific requirements for each certification path on the nCino certification website.
- Q16: How often do I need to recertify for nCino Certifications?
- A: nCino Certifications typically require recertification every two to three years to ensure that certified professionals stay updated with the latest technologies and industry practices.