Free CAMS: Certified Anti-Money Laundering Specialist Exam Questions and Answers
Certified Anti-Money Laundering Specialist is one of the ACAMS tests covered here. ACAMS credentials split into two tiers that behave differently. CAMS itself, the sanctions credential CGSS and the cryptoasset credential CCAS stand alone with no ACAMS prerequisite. The advanced credentials — Audit, Financial Crimes Investigations and Risk Management — require a passed CAMS first, and ACAMS is renaming those to Certified AFC Auditor, Investigator and Risk Manager, so both sets of names are currently in circulation. Recertification is every three years across the whole family. Formats differ by credential, and ACAMS generally sells a bundle of study materials plus the exam rather than a standalone sitting.
The first 10 questions on this page are free to read, answers included — no account and no card. A plan opens the rest of the bank, the full timed practice test and your weak-topic reporting.
Last updated: September 14, 2026
- Exam code
- CAMS
- Provider
- ACAMS
- Questions in our bank
- 1000+
- Free to read
- First 10, with answers
- Official page
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- Our test mode duration & pass mark
- 130 mins · 70%
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Question #1
What is the primary goal of anti-money laundering (AML) regulations?
Please select an optionIncorrectCorrect answer: D
The primary goal of AML regulations is to prevent financial crime by detecting and deterring money laundering activities.
Was this answer correct?Question #2
Which of the following is NOT a typical indicator of money laundering?
Please select an optionIncorrectCorrect answer: A
Consistent monthly income is not typically an indicator of money laundering, whereas unusual account activity is.
Was this answer correct?Question #3
An institution is required to file a SAR when:
Please select an optionIncorrectCorrect answer: D
A Suspicious Activity Report (SAR) must be filed when a financial institution suspects that a customer is engaged in illicit activity.
Was this answer correct?Question #4
What does the acronym KYC stand for in the context of AML?
Please select an optionIncorrectCorrect answer: D
KYC stands for Know Your Customer, a process used to verify the identity of clients to prevent money laundering.
Was this answer correct?Question #5
Which of the following is a common method used by money launderers?
Please select an optionIncorrectCorrect answer: B
Smurfing is a method of money laundering where large amounts of illicit money are broken down into smaller, less suspicious amounts.
Was this answer correct?Question #6
What role does the Financial Action Task Force (FATF) play in AML?
Please select an optionIncorrectCorrect answer: D
The FATF establishes international standards to combat money laundering and terrorist financing.
Was this answer correct?Question #7
In terms of risk assessment, which of the following is considered high risk?
Please select an optionIncorrectCorrect answer: A
Politically exposed persons (PEPs) are considered high risk due to their potential involvement in corruption and money laundering.
Was this answer correct?Question #8
What is the purpose of conducting customer due diligence (CDD)?
Please select an optionIncorrectCorrect answer: B
The purpose of customer due diligence (CDD) is to verify the identity of customers and assess their risk of money laundering.
Was this answer correct?Question #9
Which of the following is an example of layering in money laundering?
Please select an optionIncorrectCorrect answer: D
Layering involves various methods, including depositing cash into multiple accounts, purchasing assets, and transferring money to obscure its origin.
Was this answer correct?Question #10
What is a key component of an effective AML compliance program?
Please select an optionIncorrectCorrect answer: D
Employee training and awareness are essential components of an effective AML compliance program to ensure staff recognize suspicious activities.
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Other ACAMS certifications
- Advanced CAMS-Risk Management (opens in a new tab)
- CAFS — Certified Anti-Fraud Specialist (opens in a new tab)
- Advanced CAMS-Audit (opens in a new tab)
- CGSS — Certified Global Sanctions Specialist (opens in a new tab)
- CCAS — Certified Cryptoasset Anti-Financial Crime Specialist (opens in a new tab)
- Advanced CAMS-Financial Crimes Investigations (Advanced CAMS-FCI) (opens in a new tab)
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FAQ
Learn More: https://www.acams.org/en/certifications/cams-certification
- Q1: What is the CAMS: Certified Anti-Money Laundering Specialist exam?
- A: CAMS: Certified Anti-Money Laundering Specialist is a ACAMS certification exam. Judging by the questions in our bank, it concentrates on laundering, money, institution, transaction and diligence.
- Q2: What topics does the CAMS: Certified Anti-Money Laundering Specialist exam cover?
- A: Questions in our CAMS: Certified Anti-Money Laundering Specialist bank cluster around laundering, money, institution, transaction, diligence, suspicious and transactions. Working through the full set is the quickest way to find which of these you are weakest on.
- Q3: How should I prepare for CAMS: Certified Anti-Money Laundering Specialist?
- A: Work through the CAMS: Certified Anti-Money Laundering Specialist practice questions here, checking your answer on each one, then sit the practice test to rehearse the exam under timed conditions before the real thing.
- Q4: Are these real CAMS: Certified Anti-Money Laundering Specialist exam questions?
- A: They are drawn from officially released past questions and from community members who have sat CAMS: Certified Anti-Money Laundering Specialist. Answers are verified and updated weekly.
- Q5: Where do I register for the CAMS: Certified Anti-Money Laundering Specialist exam?
- A: Register through ACAMS directly at https://www.acams.org/en/certifications/cams-certification. Exampractice is not affiliated with ACAMS and does not administer the exam.
- Q6: Is there a free CAMS: Certified Anti-Money Laundering Specialist sample?
- A: Yes. Every CAMS: Certified Anti-Money Laundering Specialist page shows a free sample of real questions. Upgrading opens the full bank and the practice test.
- Q7: What are ACAMS Certification Exams?
- A: ACAMS (Association of Certified Anti-Money Laundering Specialists) Certification Exams validate your expertise in anti-money laundering (AML), financial crime detection, and prevention, demonstrating your skills in maintaining compliance with global financial regulations.
- Q8: Why should I pursue ACAMS Certification?
- A: ACAMS Certification enhances your professional credibility, showcasing your knowledge in AML and financial crime prevention. This can lead to better job opportunities, higher salaries, and career advancement.
- Q9: What are the benefits of ACAMS Certification?
- A: Benefits include recognition as a certified AML specialist, improved job performance, access to exclusive resources, networking opportunities, and the ability to stay current with the latest AML strategies and regulatory changes.
- Q10: Who should take ACAMS Certification Exams?
- A: Financial professionals, compliance officers, risk managers, auditors, law enforcement personnel, and anyone involved in AML and financial crime prevention should consider these certifications to validate their expertise and advance their careers.
- Q11: What types of ACAMS Certification Exams are available?
- A: ACAMS offers certifications such as Certified Anti-Money Laundering Specialist (CAMS) and Advanced CAMS-Risk Management (CAMS-RM), each tailored to specific roles and expertise levels in AML and financial crime prevention.
- Q12: How do I prepare for ACAMS Certification Exams?
- A: Preparation can include official ACAMS training programs, study guides, practice exams, webinars, and hands-on experience in AML and financial crime prevention.
- Q13: Where can I take ACAMS Certification Exams?
- A: ACAMS Certification Exams can be taken at authorized testing centers worldwide or online, providing flexibility to fit your schedule and location.
- Q14: How do ACAMS Certifications impact my career?
- A: ACAMS Certifications significantly boost your career by demonstrating your expertise to employers, making you a more competitive candidate for advanced roles and promotions in the financial and compliance sectors.
- Q15: Are there any prerequisites for ACAMS Certification Exams?
- A: Some exams may have prerequisites, such as foundational knowledge or prior certifications. Check the specific requirements for each certification path on the ACAMS website.
- Q16: How often do I need to recertify for ACAMS Certifications?
- A: ACAMS Certifications typically require continuing education and recertification every three years to ensure that certified professionals stay updated with the latest AML and financial crime prevention practices.